Each overseas worker knows and understands that one’s travel insurance company will cover them if something unfavorable will take place while abroad. These claims or coverage includes a heart attack, a burning hotel with the workers suitcase inside, a stolen car rental, and much more. However, beyond the knowledge of many of us, insurance companies are also covering some weird claims like if a monkey made its way to one’s window and stole one’s personal belongings. A trip back to origin will also be covered when the hotel where a certain client stayed ends up being infested with fleas. On the other hand, if his or her goat has destroyed one’s documents, the insurance company will also cover for it. Sounds odd though, but these are just a few of the strangest travel insurance claims.
Below are just a few of the strangest situation wherein insurance claims are being paid.
Monkey Madness – there was a couple staying in Malaysia that left their chalet window open as the left out. When they return to their hotel, what they have found out are monkeys entering into their room and stole many of their clothes and some of their personal belongings. In order to give the couple a comfortable stay on the adjacent jungle, their claim was paid.
Sick of the Sea – this is just another odd claim that has been successfully covered by a travel insurance company. There was once an elderly man who is suffering from a terrible seasickness in a cruise ship making him to vomit over the side until his false teeth came out. The elderly man then claimed the cost for his teeth replacement from his travel insurance and was successfully paid.
Toupee or not toupee? – this one of a kind weird claim is just one of the incidents covered by travel insurance companies. Situations under this claim is just like when a traveler had a good chat with a friend on the beach and suddenly a gust of wind carried a several hundred pounds and his insurance company paid toupee. This claim can be a little bit pricey for claims can be at least £50 in excess of the claimant’s policy.
However, despite of the paid odd claims, there can also be some similar incidents that are not being paid.
One great example of it is when a family that stays in a country house in Black Forest in Germany has left their door open when they left. When they came home, they found out a wild goad entered into their home and destroyed their wallets and passports. Surprisingly, their claim was rejected while the situation is just the same as those staying in Malaysia.
Another weird claim is when a family camping in a remote area of Wales and have incurred some cost when a parachutist unexpectedly landed on their tent and had destroyed their equipments. Sadly, the family’s claim for accidental damage to their travel insurance company was not covered.